Figured it out again...

BUT. To clarify: has the methodology for this changed since that guide was made...? I managed to get it working via two ways - adding a black mask to the first Fill Layer, and then adding a Paint Layer. Then I can switch between black and white and paint in/out the areas I want. Or, add a Paint Layer to the first Fill Layer and set the brush and eraser to NRM instead of Color. If that's always been the case, that guide needs updating, because it doesn't say anywhere on it to do that. It's a bit vague on the details for painting out the areas.
Might be best to keep this thread open anyway in case anyone else gets stumped on how to do it. Either that, or I can refer back to it again in case I forget. :p
Also, the layers have been set from Normal Detail to Normal.